Stop for a moment to reflect on everything you've worked
hard for in your life--your home, your car, your
family's security. You may even have a
recreational vehicle or boat for family getaways.
And, if you're reading this, you probably have adequate
Auto, Home and Life Insurance coverage.
So chances are, you'll never have to worry about
exposure to large liability losses. But what
if...?
In today's society, no one is exempt from large
liability losses. Let's face it...people are
growing more willing to sue every day. The
bottom line is: It CAN happen to you. If it
does, the John Tooley Insurance Agency can help you get
back where you belong.
Even if you don't maintain all of your current liability
insurance with us, we have a coverage that's perfect for
you.
Supplement your existing coverage!
The parents of a teenager gave him a car for
his 17th birthday. The parents had an auto policy
with a $500,000 per claim liability limit. One
day, the teenage driver crossed over a median and
collided head-on with another vehicle. Two
passengers in the other car were killed, and a third was
seriously injured. The 17-year-old driver was
found negligent and ordered to pay $1.5 million to
settle the injury claims. Fortunately, the parents
carried an Umbrella Policy. The auto policy paid
$500,000 and the Umbrella Policy paid the remaining $1
million.
With a Personal Umbrella Policy, you have additional
coverage once the limits under your primary policy are
used up. Your assets as well as your future
earnings are covered.
In the event of a large liability loss,
would you want maximum coverage or are you willing to
assume some risk...?
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The cost for this high-level of
coverage is amazingly low. The John Tooley
Insurance Agency can give you all the details on how the
Personal Umbrella Coverage can protect you and your
family against catastrophic liability judgments.
When life brings the unexpected, our goal is to help you
get back where you belong as quickly as possible!
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